| MANAGING YOUR CREDIT REPORT |
- Components of a Credit Report
- Fair Credit Reporting Act
- Permissible Purposes & Purge File Rules
- Myths About Credit Reporting
- Credit IQ Exam
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| HOW TO READ AND IMPROVE YOUR CREDIT SCORE |
- What is a Credit Score
- How to Read a Credit Score
- Where to Obtain a Credit Score
- How to Improve Credit Scores and what each improvement means
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| DEVELOPING A BUDGET |
- Components of a Budget
- Record Keeping· Preparing a Budget
- Group and Individual Budget Exercises
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| IDENTITY THEFT |
- Definition of Identity Theft & Types of Identity Theft
- What to Do if You Are a Victim
- Your Rights Under the Fair Credit Reporting Act
- Importance of Record Keeping
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HALF DAY SEMINAR - FISCAL MANAGEMENT BASICS |
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| CREDIT REPORTING BASICS |
- The Credit Triangle & History of Credit
- The Credit Report Impact
- Analyze and Discuss the Credit Report
- How to Obtain a Copy of the Credit Report
- How to Manage the Credit Report
- Credit Laws & Credit Myths
- Credit Scores Explained & How to Improve
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| CREDIT DECISION MAKING |
- The Cost of Credit - Examples: Purchasing a Car, Getting Credit Cards and Various Loans
- Credit Scams Explained - Examples: Rent to Own, Check Cashing Establishments, etc.
- Reading the Fine Print
- Review Identity Theft - How to prevent and what to do when it happens
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