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In this workshop, participants will begin to prepare for retirement readiness by creating a savings plan and learning about investment vehicles that may allow them to grow their wealth. They will also set financial goals and learn how to manage them.
Participants will explain common reasons why people find themselves in debt and the most common types of debt. They will also describe the value of using debt management strategies such as loan consolidation, budgeting, and debt management plans. Finally, participants will compare various debt management solutions and create a personal plan about how to manage their debt.
In this workshop, participants will learn how they can work with financial institutions to help them manage their personal finances, grow their wealth, and safeguard their money. They will learn about the variety of account types available for their needs and receive a primer on how to open a simple account.
Credit Scores & Reports
In this workshop, participants will learn what a credit score is, its importance, and how to read a credit report. They’ll also learn the tools to maintain a healthy credit score and repair bad credit.
Considering Home Ownership
In this workshop, participants who may be thinking about buying a home will learn what financial preparation is required prior to purchasing a home. They will understand the factors that can affect their eligibility for a loan, the different mortgage options available to them, and learn how to estimate what they can afford to pay for a home.
In this workshop, participants will understand the value of creating a budget, and learn strategies to build a simple budget and pay off debt. They will also learn some core habits to practice and maintain financial health.
In this workshop, participants will learn about the methods used by identity thieves to steal personal information and how to protect themselves. They will also understand what information is at risk and red flags to watch out for with regard to common scams.
Buying A Car
Participants will learn about the costs of car ownership, outside of a monthly car payment, to distinguish between the listed price and the actual price of a vehicle. They will also learn to determine how much they can budget toward a car payment and discuss different payment options to decide which is right for them. Finally, participants will demonstrate how to evaluate a loan and apply what they’ve learned to “shopping around” and contract negotiations.
Making Budgets Work
Participants will identify personal obstacles to budgeting and create and apply a structure to track and analyze spending. They will also list short, medium, and long-term goals and discuss the importance of debt reduction and building emergency savings. Ultimately, participants will learn to apply strategies to manage day-to-day spending.